As a full-service agricultural lender, AgCredit of South Texas offers a wide range of loan products at competitive fixed and variable interest rates. We also offer a variety of repayment terms, which are determined by the nature of the loan, its purpose and the repayment capacity of the borrower.

Loan approval time varies with the size, purpose and complexity of the loan and the creditworthiness of the applicant.

If you would like to discuss our loan products and terms, call us at 1-888-722-3276. A loan officer will be glad to meet you at your place or ours.

Loans are available for the following purposes.

Real Estate Purchases and Improvements
Long-term loans for real estate purchases, debt consolidation, farm improvements, country homes and facilities.

Machinery, Equipment, Vehicles and Breeding Stock
Intermediate-term loans for machinery, equipment and vehicle purchases; farm improvements; debt consolidation; and grove, sugarcane and vegetable development.

Short-Term Production Needs
Working capital loans and revolving-line-of-credit loans for general operating expenses such as labor, feed, crop production and care-taking expenses. Accounts-receivable loans and commodity loans to cover short-term cash-flow deficits and to enhance orderly marketing.

Basic Processing and Marketing
Loans to finance the basic processing and marketing activities of farm and ranch production.

Farm-Related Business Needs
Loans to individuals or businesses engaged in furnishing customer-type farm-related services, such as grove maintenance; sugarcane and vegetable farming; ginning; and transportation of farm products. Loan purposes include sites, structures, equipment and working capital.

Country Homes
Loans for the purchase, construction, remodeling and refinancing of country homes.